Last modified: 9th November 2021

Ceteryx LLC, a company incorporated under the law of Wyoming, with its registration number: 2021-000977652, located at the following address: 1309 Coffeen Avenue STE 1200, Sheridan, Wyoming 82801, USA, and any of its affiliates (collectively “Ceteryx,” “we,” or “us”) operates an online website, located at Ceteryx.com or at any affiliated web location, and any affiliated mobile or internet-enabled application (collectively, the “Website”), financial services products, including, but not necessarily limited to, invoicing, bookkeeping, financial modeling, financial analysis, financial strategy analysis, SWOT analysis, and affiliated or ancillary services (the “Services”).

You (a “User,” “Users,” “you” or “your”) are a physical person or a legal entity and may obtain information from our Website in connection with our Services, and may upload information, and receive information back, from our Website and via our Services. All Users of our Website and Services are subject to the following terms and conditions, and privacy policy, located at ceteryx.com/privacy-policy (collectively, the “Terms”):

1. Acceptance: Please read these terms carefully. They constitute a binding legal agreement between you and us, and carry important legal rights and implications. If you disagree with these Terms, you may not use our Website or Services. Your continued us of our Website or these Services, as evidenced by connecting to or logging into our Website, or by accessing or using our Website in any way, or by any use of our Services not through our Website, serves as our acknowledgement that you have read and understood the Terms contained in this document, and elsewhere on our Website. From time to time, you may be notified of changes to these Terms, either via e-mail or via a prompt on our Website. In such cases, your acquiescence to these Terms may be evidenced by clicking “Yes” or “Accept,” or your continued use of our Website or any of our Services, or by doing any other act which unequivocally demonstrates your acceptance of the Terms.

   You may not use our Website, Services, or Terms if you are (a) below the age of 18 (b) not of the legal age to form a binding contract in your jurisdiction with us, (c) for any other reason unable to enter into a binding contract with us.

   At our sole discretion, we may disable your ability to use our Website and Services if we believe you are or have become unable to consent to these Terms.

   In case you no longer want to continue with the service and want to terminate this Agreement please contact us via support@ceteryx.com.

2. Changes to Our Terms. From time to time, we may change our Terms. Changes to our Terms may occur without notice to you. You may always find an updated version of the Terms at this web location. If you do not agree with any alterations in our Terms, you must discontinue your usage of our Website and our Services. You may also request that your user account, if any, be deleted or permanently disabled, and that we remove any information we may be holding specific to your usage of our Website or Services. Information regarding how to disable your user account and to contact us is contained elsewhere in this document.

3. Description of Our Services. Ceteryx and its affiliated companies and websites, if any, is a tool providing financial services products, including, but not necessarily limited to, invoicing, bookkeeping, financial modeling, financial analysis, financial strategy analysis, SWOT analysis, and affiliated or ancillary services.

4. Fees, Payment, and Other Billing Information. In connection with our Services or our Website, we may charge our Users fees, and obtain personal contact information about the User, both in connection with billing, and in the provisioning of our Services. We may remove, alter, increase, decrease, or otherwise change the amount and manner of these fees at any time and, so long as such a change does not require you to pay a different amount for Services you have already purchased or anticipate receiving, you may not be notified of any of these changes.

   We offer each user an individual contract, where he/she can find individual fees applicable to him/her based on the services pack they want to receive.

   In connection with collecting these fees, we may securely transmit your payment information to one of our payment processors. More details about this process is available in the Privacy Policy https://ceteryx.com/privacy-policy section of these Terms.

   Even if not expressly prohibited via any of these Terms, you may not attempt, in any manner, any circumvention, manipulation, or alteration of our billing system to change what you, from the obvious context of your usage of our Services and fee schedule, are required to pay.

5. Prohibited Uses. The following uses of our Website and Services are prohibited: (a) the use of automated spiders, crawlers, or scrapers, except in connection for inclusion with publicly available web search engine results online (downloading, crawling, or programmatically accessing our Services or Website in any way with the intent to reproduce our information on a competitive website, a content aggregator, or any similar website, is prohibited without our prior written consent); (b) using our Services or Website with the intent of modifying, verifying, or compiling public records of any kind; (c) using our Services or Website with the intent of harassing us, our users, or any third party; to commit any kind of fraud; to intend to cause any harm to us, our users, or any third party; or to instigate or participate in a denial of service attack or similar malicious attack directed at us, our users, or any third party; (d) using our Services or Website with the intent of infringing on the intellectual property rights of any other party; (e) using our Services or Website with the intent of violating any provision of law, rule, regulation, or agreement to which you are a party.

6. Your Obligations. In addition to the prohibited uses, you agree or attest the data you share with us (the “User Data”) will be data that you are legally permitted to share; that your sharing the data with us does not violate any legal obligation that you or your data may be subject to; and that the data you share is accurate.

7. Use of Data. We value your trust when you share your User Data with us. We will store your User Data only for as long as it is necessary to perform our services. By agreeing to these Terms you give your consent to our use and future exploitation of this data in any manner, at our discretion, without compensation to your or prior notice. To the extent you own or license this User Data, you are providing us with a worldwide, perpetual, unlimited use license to utilize this data in any manner, and you further affirm that you have the authority to grant us such license. You affirm that nothing in the User Data that you provide would prohibit us from storing and exploiting the data as described in this section, or from providing us the license as described in this section. However, we will do our best to not share your User Data with third parties unless it is inevitably necessary to perform our duties, or we are required to do so by law. In case you have concluded an NDA with us, the NDA will prevail. Our storage of this data is further described in our Privacy Policy https://ceteryx.com/privacy-policy.

8. Security. We take reasonable measures to maintain the security of our Website and Services, which includes User Information. We generally use industry standard technologies and methodologies to achieve such security, however these technologies and methodologies may change over time at our sole discretion as technology evolves.

   No transmission of information over the internet, or storage of data, can be entirely secure. We cannot guarantee that disclosure of your Personal Information and financial information will never occur. We advise the use of caution when you transmit personal information via our Website or our Services.

   Under no circumstances shall we be responsible or liable for unauthorized access to our servers, Website, Services, storage systems, or any affiliated system or service, from the failure to store or secure any data, from the deletion, corruption, destruction, alteration, damage, or loss of any data or information, even if such access results in harm to you or any other User, or any third party, and even if such damage was foreseeable. Such unauthorized access may include security intrusions, “hacking,” the engineering of access to our data or private services, or any similar unauthorized means of accessing our data in any form.

9. Third Party Websites. We may provide hyperlinks or references to other websites. The appearance of these links does not constitute our approval or endorsement of these websites. In many cases, we may have no affiliation of any kind with these third parties.

   To the extent permissible by law, we may not disclose any financial or other connections we may have with these third party websites.

   We are not responsible for the content of third party websites that may be linked from our website or provided to you via our Services. You navigate to any third party website at your own risk, and may be responsible for compliance with terms, policies, or laws relevant to these third parties.

10. Termination. We may terminate this legal agreement with you, at any time, without notice, and at our sole discretion if (a) you have breached any provision of the Terms, or any law or rule or regulation, or we believe you intend to make such a breach, or we believe you are unable to comply with any provision of the Terms; or (b) we are required to do so by law; or (c) we cease operation or providing Services or our Website.

    You may terminate your legal agreement with us at any time by (a) discontinuing the use of our Services, for example, if you have a user account with us, you must delete your user account or inform us of your desire to delete this account, or (b) affirmatively manifesting to us that you wish to terminate this legal agreement, such as by e-mailing us.

    Our or your termination of this Agreement shall not in any way impact the rights you have agreed to as detailed in the Disclaimer of Warranties and General Disclaimer, Indemnity, Default and Remedies, and General Legal Terms sections elsewhere in these Terms, or in any other section that explicitly notes it shall continue to be in effect after the expiration or termination of our relationship. These sections remain in effect, and therefore our protections remain in effect, so long as you or your successors in interest retain the ability to litigate any legal claim you may have against us, or any third party that may in any way implicate or involve us maintains such claims, and so long as you or your successors in interest remain liable for any civil or criminal claim arising out of or in any way implicating us or the use of our Website or Services.

    Ceteryx disclaims any liability for any loss you may incur resulting from the loss of such information, or Services.

11. Intellectual Property. All material on our Website, including source code, data, images, business processes, and all other content, is owned by us, unless expressly indicated otherwise. Such owned intellectual property also includes our marks, logos, and similar content, regardless of whether such content is registered. Portions of our content may be licensed or repurposed from other websites, and therefore may be subject to the Terms of Services, Privacy Policies, and other applicable terms from these content providers. If your usage of our Website makes you subject to these terms, you are solely responsible for reviewing these associated terms and complying with them. Some websites and data providers may require us to display licensing or marketing information next to the data, which is one indication that we are licensing or using data from third parties, and may make you obligated to comply with the terms of third parties, however we may not always display such information. Such failure to display this information does not obviate you from your obligations to follow the applicable terms and conditions of the content provider.

    We may use utilize trademarked graphics, service marks, images, logos, or other promotional material in connection with our Services. These marks and images may be subject to legal protection within the United States or other jurisdictions. To the extent permitted by law, reproduction of these marks is prohibited without our express consent.

    We own trade secrets and know-how that contribute to the functionality of our Website and the Services, which may be legally registered, or be eligible to be legally registered, or may otherwise belong to us.  Your usage of our Website or Services does not entitle to any right, claim, or other interest whatsoever in these trade secrets and know-how.

12. Misconduct and Intellectual Property Violations. If you believe that any User has acted inappropriately, which may include, but is not limited to, offensive, violent, illegal, or otherwise inappropriate behavior, you may report such violations to us via e-mail.

    We respect the intellectual property rights of our Users, and of third parties. If you believe that your intellectual property rights have been in some way infringed, you may contact us to report such a suspected infringement. We may require you to submit additional information with your query at our future discretion, which may include an identification of the offended material, the basis through which you believe your claim is valid, your contact information, and a sworn statement regarding your status as the true copyright holder.

    We may limit access to, or temporarily or permanently remove material we believe to be in violation of copyright laws or of another’s intellectual property, even without complaints from Users or third parties. We will comply with the appropriate provisions of the DMCA to the extent possible in handling alleged copyright violations.

13. Changes to Our Website and our Services. From time to time, we may change the Services that we offer, or our Website. For example, we may modify, correct, amend, improve, alter, enhance, or make any other changes to our Website and Services, including discontinuing, on a temporary or permanent basis, our Website and Services. These changes are at our sole discretion, and we may not notify you prior to changes that may directly impact or alter your usage with our Website and Services. You agree that we shall not be liable to you or to any third party for any modifications, suspensions, or discontinuances of our Website or our Services.

14. Disclaimer of Warranties and General Disclaimer. WE ASSUME NO RESPONSIBILITY FOR THE ACCURACY OF INFORMATION THAT APPEARS ON OUR WEBSITE OR THAT IS DELIVERED TO USERS VIA OUR SERVICES, EVEN IF SUCH DATA IS IN DIRECT RESPONSE TO THE USER DATA YOU HAVE GIVEN US. WE DISCLAIM ANY LIABILITY WHATSOEVER IN THE EVENT OUR ANALYSIS OF YOUR USER DATA CONTAINS INACCURACIES OF ANY KIND DUE TO OUR ANALYSIS, INTRODUCED BY US FOR ANY REASONS, INCLUDING DUE TO OUR NEGLIGENCE, AND YOUR USE OF SUCH ANALYSIS SUBJECTS YOU TO ANY LIABILITY OF ANY KIND. LL INFORMATION PROVIDED ON OUR WEBSITE AND VIA OUR SERVICES IS PROVIDED “AS IS” WITH ALL FAULTS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE HEREBY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT OR ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE, AS MAY BE APPLICABLE, EXCEPT TO THE EXTENT SUCH DISCLAIMERS ARE HELD TO BE LEGALLY INVALID. WE DISCLAIM ANY RESPONSIBILITY FOR ENSURING THAT OUR WEBSITE IS OR WILL BE SECURE, TIMELY, PRESENT ACCURATE OR COMPLETE INFORMATION, OR BE FREE OF ANY DEFECTS, DAMAGING SOFTWARE OR MATERIAL TO YOU OR YOUR DEVICES.

    The operation of our Services may cease at any time, for any reason, and we are not liable for damages caused by interruption of our Services, cessation of our Services, or for any other reason related to the provision of our Services

15. Limitation of Our Liability. Please read this section carefully, as it may impact important legal rights.

    The use of our Services and Website is solely at your own risk</span >. To the maximum extent legally permissible, you agree that Ceteryx, its officers, directors, agents, employees, subsidiaries, joint ventures, successor entities, and any other similarly affiliated individuals or entities (“Ceteryx and its affiliates”), shall not be liable for any damages whatsoever arising from your use of our Website or Services, including, but not necessarily limited to, the submission of User Data and our analysis of it. Damages for which Ceteryx and it affiliates are not liable for include, but are not limited to, direct, indirect, special, punitive, exemplary, incidental or consequence damages of any kind, derived under any legal system or legal theory, including simple negligence, regardless of the foreseeability of such damages, and our prior or assumed knowledge regarding the likelihood of such damages.

    If such any dispute is adjudicated under laws which may limit a general release of this nature, or you are able to claim the protection of these laws in any way, you agree to waive your protections under these laws, to such an extent such a waiver is legally possible, or you agree that the foregoing limitation shall be amended to the maximum extent legally permissible to effect the intent of this section, which is to limit our liability arising from your usage of our Website and Services.

16. Indemnification. You agree to indemnify and hold us (and our officers, directors, agents, affiliates, subsidiaries, joint ventures, investors, and employees) harmless from any cost, liability, charge, penalties, claim or demand, including attorneys’ fees, court costs, and other costs of collection, made by any third party due to or arising out of your breach of these Terms; your violation of any law, regulation, or rule, or the rights of a third party; your violation of any law or provision governing the User Data; your violation of any law governing the finance or banking industries; or incurred by us as a result of your default under these Terms.

    Without impacting our rights as stated in this subsection, we reserve the right to assume the exclusive control of any matter subject to indemnification by you. Our assumption of this control does not excuse your indemnity obligations. You covenant that you will cooperate with assisting us in any way, and in asserting any available defense in such a situation. You agree not to settle any matter subject to indemnification by you without first obtaining our prior written consent.

17. General Terms.

    (a) The Terms and your relationship with us under these Terms shall be governed by the laws of the State of Wyoming without regard to its conflict of law provisions. You and Ceteryx agree that all legal disputes you may bring arising under these Terms shall be submitted to the applicable court of the state courts located within Wyoming. Notwithstanding this or other provisions in the, you agree that we shall be allowed to initiate suit, alternative dispute resolution proceedings, apply for damages or injunctive remedies or their equivalents, or bring forth any other matter requiring legal or quasi-legal resolution against you arising out of any dispute in any jurisdiction at our discretion.

    (b) If any provision(s) of these Terms is found by a court of competent jurisdiction or an arbitrator to be illegal, void, or unenforceable, the unenforceable provision will be modified so as to render it enforceable and effective to the maximum extent possible in order to effect the intent of the relevant provision.

    (c) You agree that these Terms constitute the entire, complete, and exclusive agreement between you and us. This agreement supersedes all prior agreements and understandings, written or oral, or whether established by custom, practice, policy, or precedent, with respect to the subject matter of these Terms.

    (d) To the extent permissible by law, in no circumstance shall you seek or be entitled to injunctive or other equitable relief, or to enjoin or restrain the operation of our Services.

    (e) You may not assign your rights or obligations under this Agreement to any other party without our consent. We may assign or delegate your rights or obligations under this Agreement, fully or partially, at any time without notice to you.

    (f) Ceteryx provides the services that are directed to the Clients residing within the United States. We make no representation, warranties, or other promises that our Service may be accessible in any other country, or that our Services do not violate the laws of any other jurisdiction. Our Services and Website are not directed towards, or intended to be used, outside of the United States. Your use of our Services in another jurisdiction may subject you to legal obligations or penalties. Ceteryx is not responsible for the potential obligations or liability you may assume by accessing our website or using our Services in another jurisdiction.

18. Contact Us

    Should you have any questions, complaints, or claims with respect to the Website, then please contact us at:

    E-mail: support@ceteryx.com</a >

    Phone: (855) 955-2305

    We will make a good faith effort to answer questions within five (5) business days.

    Communication between Users and us is possible only through the above-mentioned contact details. Any e-mails or phone calls coming from other e-mail addresses or phone numbers shall be considered as third-party emails or phone calls coming from third parties that do not represent us. If you receive an email falsely claiming to be from us or our affiliates, or requesting sensitive information (“Phishing”), you agree that you will not provide any information or data in response and you will contact us without delay. Should you receive an email or telephone call which you suspect is Phishing or are unsure about, you agree that you will report the phishing email or spoof site without delay to protect yourself and us. You understand that you should not click any links from unusual emails or download any attachments to access the Website.

    We shall bear no responsibility that may arise from an impersonation or Phishing that results in violation of the rights of users or any third parties, as well as causing them any harm or damage.

    In case you have a suspicion that if it was not us who contacted you, please notify us about it and we will do everything possible to stop fraud.